~You can do both at the same time! Hiring a Realtor is an important step in your home purchasing process. You should hire someone that you feel is experienced and someone you can trust. Your Realtor is going to guide and negotiate you through your home purchase. Your Realtor has their finger on the pulse of the Real Estate Market, they know what houses are selling at what price and what new houses are hitting the market as soon as they do or even just before. Having the right Realtor gives you the competitive advantage in getting the best home for the best price.
~ Mortgage Pre-Approval; You have to know what you can afford to buy or what you want to spend every month on your mortgage! Mortgage rates are always fluctuating and there are many different terms. Getting a mortgage pre-approval “locks” you into the lowest rate for up to 4 months and if rates drop in that time you will get the even lower rate, but if rates go up you will get the original lower quoted rate. A rate change of a couple of points could be the difference on thousands of dollars on your purchase price. Having this step done at the beginning of your home search will ensure you the best interest rates available as well as making the offer process smoother and giving you the confidence you can buy that home! Ask us, we can refer you a few different Brokers to talk too!
~ Ok let’s make The List. Let’s talk about what you want to have in your new home, # of bedrooms, a view etc. and what you don’t, small yard or too much yard work etc! This gives a great starting point when looking. You may be surprised that some of your wants and needs may change as we get out and start looking at houses.
~With today’s technology and so many savvy shoppers out there, many people take “House Hunting” into their own hands. There are many great “homes for sale” websites if you haven’t already check out our website www.sherylneetz.com or the traditional www.realtor.ca . It’s great if you have the time and desire to do a little “Hunting” yourself. I will also be On the Hunt! I will prepare the list of houses currently on the market that fit your desired needs. I will be able to give you the insight on the houses you like and show you some more great ones that you may have missed or are new. Realtors usually find out about houses before they are even on MLS!
~So the day has come to start touring homes. This can be a very overwhelming process :) Relax…. We have time and you are working with a professional, who does this every day and has worked with many people to help them buy their home. We start by narrowing down neighborhoods and home styles you like, then addressing your “must have list”. Sometimes we find a house on the first time out and sometimes it takes a while, don’t worry we will find the perfect house. !
~Now the negotiating begins another benefit of having Us represent you! You have a professional negotiator!! We (again) do this every day and have helped many people buy homes. This is our job! We will guide you with advice, experience and knowledge of today’s market to put in the best offer. You will get you your dream home at the best price with the best terms, we love matching people with homes that’s why we do this!!
~Excellent! We negotiated hard for you and got you the best price and the best terms for your new house. Now you have to do your due diligence, ie: remove the subjects. Depending on the type of home you have purchased the terms will vary, but some always remain the same and we are here to help you with that. We can connect you with Home Inspectors, Insurance Brokers, Guide you through the Title documents and Property Disclosure Statements. If your new house is in a strata we read through all the minutes and financials with you! We are your direct connection to the answer to the questions you may have. It seems a bit overwhelming but we do this often and are great at breaking it down to small steps. We make sure you know exactly what you are buying and feel satisfied and feel confident in Removing your Subjects and making this house your new home.
~Yay!!! You’re a Home Owner, congratulations!!! The real fun begins, packing and moving :) Don’t worry were not going to leave you now, we will work with you in your move process, maybe not help pack…. But we have tons of contacts when it comes to houses and moving. If you want a referral of a moving company, place to get boxes etc. We also know many people in the home maintenance business. From lawn care, carpet shampooing, gas fitters, painters to handymen and professional renovators. Many people like to add some personal touches to their new home before or when they move in and we can help with connecting you to those people. Ask Us!!
~Ahhh it’s all done you have Hunted, you have Purchased, you have Moved and Nested! We’re still here for you… remember us :) You may want to buy a second home, upgrade to a bigger house or downgrade to a smaller one. Were here! The BEST compliment we can receive is you introducing us to some one you love respect and trust, a friend or family member who we can help with their Real Estate needs.
Contact us today to find out how we can be of assistance to you!